Family income benefit is a cheap and easy way of buying life insurance. This will provide your family with a tax free monthly income if you were to pass away, rather than a lump sum.
Once the claim is accepted, Family Income Benefit will continue to provide an income until the policy end date. If you have a young family, you might want cover to run until your children are grown up. This income could be used to meet everyday expenses or to pay for specific on-going expenses such as school or university fees.
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